Specific Plans

With a global increase in the number of people with heart diseases, health insurance plans catering to cardiac patients provide coverage for tests, treatments and other medical expenses.

Health insurance for those with diabetes and hypertension provides coverage for hospitalisation from the first day. Based on medical tests and health parameters such as BMI, blood pressure, HbA1c, cholesterol, etc. they even offer incentives.

These plans provide coverage for all medical treatment expenses that arise out of cancer, at any stage. A portion of the cover is received upon diagnosis of cancer at an early stage, waiving off all future premiums. If diagnosed at a later stage, the full cover amount is received with an additional income for a stipulated period of time.

A fixed benefit health insurance policy, this usually pays a lump sum equal to the entire sum insured when a claim is made for hospitalisation for a minimum, continuous period of 72 hours when diagnosed with a vector borne disease. A vector borne disease is an infection transmitted by the bite of vectors such as mosquitoes and ticks.