Damage or loss to the insured vehicle

Damage or loss to the insured vehicle

Damage or loss to the insured vehicle

The damages to the vehicle due to the following perils are usually covered under Own Damage (OD) section of the Motor Insurance policy:

  • Fire, Explosion, Self- Ignition, Lightning
  • Burglary/Housebreaking/Theft
  • Riot & Strike
  • Earthquake
  • Flood, storm, cyclone, hurricane, tempest, inundation, hailstorm, frost
  • Accidental external means
  • Malicious Act
  • While in Transit by Rail / Road, Inland waterways, Lift, Elevator or Air
  • Land slide / Rock slide
Order
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